Don’t lock your loved ones out of your online finances

Don’t lock your loved ones out of your online finances

Rachel Thompson had to battle to get access to her late husband’s online photos so she could give them to Matilda, 10,
Rachel Thompson had to battle to get access to her late husband’s online photos so she could give them to Matilda, 10,

Have you ever stopped to count how many online accounts you have? Do you listen to music on Spotify, upload your pictures to Dropbox and run your savings and investments on a platform? Do you do your banking online or through an app?

If any of those answers is yes, you may want to think about what would happen if you were seriously ill or died. You may only have a licence to use these services, with no automatic entitlement to pass on your login and password details to your heirs. You may have already been responsible enough to draw up a will, but you need to take further steps to safeguard your digital legacy. Here’s what you need to know.

Password managers
It may…