Clear rules needed for managing digital afterlife

Prepare a will executor

Simple: choose a fiduciary and give him, her or them the proper power of attorney, so that they can manage your belongings.

The choice of a will executor for your digital assets, or your “digital executor”, is a critical step in the planning.  It can be an executor different from your regular will, or someone who is not in charge of your offline estate. Actually, you’d want to select someone who is very comfortable with technology, to be sure that this person will execute your orders and not make any blunder. Apart from this, it could be a good idea to find someone who is geeky enough to understand what you want, and to apply it. Finally, don’t choose someone who is too close from you. If you need to delete some materials, you don’t want your executor to fail on this because it reminds him or her too much of you.

The person in charge may or may not be aware of your choice, you can arrange the name on your will — but the key and lock to the assets will have to be in a separate list, to be sure you can update it regularly, when changing your passwords. And if you open an account for another service? That’s going to be the same. Just open your lists, add the account, save the file and voila!

“If you haven’t made arrangements in advance, those assets are going to pass to your next of kin. Maybe that’s not what you want—maybe you want to spare the spouse the embarrassment or the pain of it to keep your legacy intact.”

Another advantage of selecting only an executor and to have a separate list will enable you not only to manage your accounts, but you will be able to manage the beneficiaries. An access can be revoked only by changing the password of a file, and saving you the trouble of a trip in the attorney’s office.

“If you have an estate-plan document book, devote one page of it to this. It doesn’t have to be anything fancy,” Ms. Hays says. “If you want [an account] to be ongoing or serve as a memorial, you need to make that known to the person you ask to take care of this. Otherwise, they’ll probably just shut it down.”.

A digital executor can be used to prevent any issue around your death. If you own an online store, like an eBay account, an unscrupulous competitor could use your obituary to make your different accounts closed. Emails could be accessed by anyone smart enough, providing a proof of your death.


Finally, a good thing to do is to integrate the name of this digital executor into your “regular” will — to avoid any potential contestation.

Clear rules needed for managing digital afterlife

Update a password list

Why would it be important to be prepared to give away your accounts information? Different emails providers have different policies. Google allows your next of kin to access your correspondence if they produce a proof of death ; Hotmail does the same, and asks the next of kin to show they have power of attorney. YahooMail.. simply erases your mail history.

Hence, it may be easier for everyone to get access to your mails and execute your will concerning the future of these assets.

Along with the usernames, passwords and emails potentially linked to the accounts, be also prepared to write down the security questions. Your loved ones may be or may not be the one knowing ALL of the details contained in the security questions, leading to an easy recovery of the accounts.

However, do not hesitate to segregate your different passwords in separate, password protected, lists, depending on the beneficiary of your goods. You can then store the different lists on a common storage medium (online storage, physical medium, …) and to limit the access to this resource only to your executor. It’s the same as putting different boxes with different locks for different beneficiaries, waiting in a global safe which is only accessible by you and your executor, but where your executor does not own the key to individual boxes.

 

Clear rules needed for managing digital afterlife

eBook: table of content.

BOOK

I. Introduction

II. Good practices

III. Steps to follow: an audit

  • 1. Do an online cartography
  • 2. Remove what you don’t use
  • 3. Cloud what you can
  • 4. Update a password list
  • 5. And do it regularly

IV. To be prepared if sh*t happen

  • Prepare a will executor
  • A trendy alternative
  • Prepare a digital legacy locker
  • Do you want a physical locker ?
  • Prepare your data flows today
  • Write out instructions for each package
  • The Poor Man solution
  • Get to know more

V. Bye

  • Beware !
  • Thanks!
  • Long live the King (or Queen)
  • BONUS
  • A service checklist

List of services // digital legacy tools 

Death policies of your the different services you may use

Clear rules needed for managing digital afterlife

Disclaimer

In this site, you will not find an exhaustive legal review of your data. Why ?

Laws can change depending on your location, the time of application, and from the changing policies of online service providers. The US are currently changing rights : it means that things can be different, even between two neighbouring states. The strategy proposed here is not to have legal issues for your executor to get back to your data. These processes can be time consuming and not worth the hassle in conditions where there are lots to do elsewhere. That’s why we do recommend you to prepare for an easy transmission of your belongings.

TL;DR#: let’s do the things quick and simply. A quick act can avoid long procedures afterwards.