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USB drive CryptoTestament will protect your digital legacy

A digital life after death

June 8, 2014July 29, 2014 Eleanore DigitalDeath, Reviewed
Click here to view original web page at www.morningtonfs.com.au

Consider for a second your individual digital footprint. At a minimal, there’s prone to be no less than one or two social media accounts by way of Facebook or Twitter. Your financial institution accounts are virtually sure to have on-line entry, and maybe there’s additionally just a few hundred dollars in a Neteller pockets for the odd flutter on eBay.

That’s earlier than you even think about the non-public knowledge you have got saved on the desktop at

residence, or on the iPad that by no means leaves your facet. These components are an indelible a part of our lives, however treasured few of us contemplate the implications of those digital alter-egos as a part of their formal property planning.

Digital Wills are actually being made accessible by revered organisations so individuals can guarantee their on-line legacy lives – or fades – in response to their needs. The prompt verify-listing for these contemplating a digital Will consists of:

• What are your digital belongings? Make an in depth and correct listing.

• Who do you wish to look after and take care of your digital property after your death?

• Where are your digital belongings, who can entry them and what passwords or different entry controls (equivalent to encryption, and many others.) are required?

• Which websites do you need to proceed or shut after your death? Are there any saved gadgets you don’t need deleted (such of images or movies)?

The experience of a Digital Will maker additionally helps family and friends negotiate the minefield of phrases and circumstances that almost all of us settle for with a tick of a field.

For instance, some websites like Amazon don’t present any info on learn how to shut the account of deceased customers. iTunes is one other gray space. No substantial regulation exists to say whether or not you actually personal the content material without end, or simply while you’re alive.

These issues are much more vital for residents of Australia. While the suitable of publicity ceases while you die as a resident of most international locations, no legal guidelines at the moment exist in Australia to grant a Will’s executor automated entry to somebody’s social media accounts.

Contents

  • 1 Storing your digital identification
  • 2 The common thread shared among Walt Disney, Paris Hilton and Britney Spears goes well beyond entertainment.
  • 3 Everyone has a digital footprint
  • 4 Storing your digital identity
  • 5 Recent Post

Storing your digital identification

In addition to Digital Wills, a preferred various is to retailer essential paperwork and passwords in an internet vault. Businesses together with SecureSafe and Legacy Lockbox supply safe on-line storage of passwords and paperwork.

Password administration accounts will also be set-up utilizing software program reminiscent of Norton Identity Safe whereas Google just lately launched a brand new program known as Inactive Account Manager, which permits you to decide on how you would like your Google information to be managed.

Perhaps these alternate options will likely be sufficient for the likes of Ms Hilton and Ms Spears to steer away from a visit to the liquid nitrogen tanks.


The common thread shared among Walt Disney, Paris Hilton and Britney Spears goes well beyond entertainment.

They are all clients of a non-profit company that researches, advocates for and performs cryonics. That is, the preservation of humans in liquid nitrogen after death with hopes of restoring them to full health when new technology is developed in the future.

This is just one of the more recent examples in mankind’s endless search for eternal life. But, in a roundabout manner, anyone with a laptop, smartphone and internet connection readily collects enough email addresses, passwords, hashtags, likes and PIN numbers to make it seem as if they’re figuratively frozen in ice.

Everyone has a digital footprint

Consider for a moment your own virtual footprint. At a minimum, there’s likely to be at least one or two social media accounts via Facebook or Twitter. Your bank accounts are almost certain to have online access, and perhaps there’s also a few hundred dollars in a Neteller wallet for the odd flutter on eBay.

That’s before you even consider the personal data you have stored on the desktop at

home, or on the iPad that never leaves your side. These elements are an indelible part of our lives, but precious few of us consider the implications of these digital alter-egos as part of their formal estate planning.

Digital Wills are now being made available through respected organisations so people can ensure their online legacy lives – or fades – according to their wishes. The suggested check-list for those considering a digital Will includes:

• What are your digital assets? Make a detailed and accurate list.

• Who do you want to look after and deal with your digital assets after your death?

• Where are your digital assets, who can access them and what passwords or other access controls (such as encryption, etc.) are required?

• Which sites do you want to continue or close after your death? Are there any saved items you don’t want deleted (such of photos or videos)?

The expertise of a Digital Will maker also helps friends and family negotiate the minefield of terms and conditions that the majority of us accept with a tick of a box.

For example, some sites like Amazon do not provide any information on how to close the account of deceased users. iTunes is another grey area. No substantial law exists to say whether you really own the content forever, or just while you are alive.

These considerations are even more important for residents of Australia. While the right of publicity ceases when you die as a resident of most countries, no laws currently exist in Australia to grant a Will’s executor automatic access to someone’s social media accounts.

Storing your digital identity

In addition to Digital Wills, a popular alternative is to store important documents and passwords in an online vault. Businesses including SecureSafe and Legacy Lockbox offer secure online storage of passwords and documents.

Password management accounts can also be set-up using software such as Norton Identity Safe while Google recently introduced a new program called Inactive Account Manager, which enables you to choose how you wish your Google data to be managed.

Perhaps these alternatives will be enough for the likes of Ms Hilton and Ms Spears to steer away from a trip to the liquid nitrogen tanks.

Brought to you by Andy Fenton

Financial Adviser

Mornington Financial Services – Connecting you to your future

http://www.morningtonfs.com.au

admin@morningtonfs.com.au

03 5978 8001

Disclaimer

All representations and information contained in this newsletter are made in good faith and are believed to be correct at the time of preparation. Articles are of a general nature and they

do not purport to be specific investment advice. Individual needs or other considerations have not been taken into account, thus information contained herein should not be relied upon as a substitute for detailed advice. Futuro Financial Services will receive fees or brokerage from the provision of advice or placement of investments. You may, by contacting our Privacy Officer on 07 3018 0400 or by writing to Futuro Financial Services Privacy Officer GPO Box 942 Brisbane QLD 4001, request not to receive further editions of this newsletter.

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